saving
noun
ˈseɪvɪŋ 
ˈseɪvɪŋ 
1 [countable] an amount of something such as time or money that you do not need to use or spendBuy three and make a saving of 55p.With the new boiler you can make big savings on fuel bills.2 savings [plural] money that you have saved, especially in a bank, etcHe put all his savings into buying a boat.I opened a savings account at my local bank.3 -saving (in adjectives) that prevents the waste of the thing mentioned or stops it from being necessaryenergy-saving modificationslabour-saving devicesspace-saving fitted furniture see also face-saving
Usage note: FinanceIncomeearn money/cash/(informal) a fortunemake money/a fortune/(informal) a killing on the stock marketacquire/inherit/amass wealth/a fortunebuild up funds/savingsget/receive/leave (somebody) an inheritance/a legacylive on a low wage/a fixed income/a pensionget/receive/draw/collect a pensiondepend/be dependent on (British English) benefits/(North American English) welfare/social securityExpenditurespend money/your savings/(informal) a fortune on…invest/put your savings in…throw away/waste/(informal) shell out money on…lose your money/inheritance/pensionuse up/(informal) wipe out all your savingspay (in) cashuse/pay by a credit/debit cardpay by/make out a/write somebody a/accept a (British English) cheque/(US) checkchange/exchange money/currency (British English) traveller's cheques/(US) traveler's checksgive/pay/leave (somebody) a depositBankshave/hold/open/close/freeze a bank account/an accountcredit/debit/pay something into/take money out of your accountdeposit money/funds in your accountwithdraw money/cash/£30 from an ATM, etc.(formal) make a deposit/withdrawalfind/go to/use (especially North American English) an ATM/(British English) a cash machine/dispenserbe in credit/in debit/in the black/in the red/overdrawnPersonal financemanage/handle/plan/run/(especially British English) sort out your financesplan/manage/work out/stick to a budgetoffer/extend credit (to somebody)arrange/take out a loan/an overdraftpay back/repay money/a loan/a debtpay for something in (especially British English) instalments/(North American English usually) installmentsFinancial difficultiesget into debt/financial difficultiesbe short of/(informal) be strapped for cashrun out of/owe moneyface/get/(informal) be landed with a bill for £…can't afford the cost of…/payments/rentfall behind with/(especially North American English) fall behind on the mortgage/repayments/rentincur/run up/accumulate debtstackle/reduce/settle your debts